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The Economy Fuels Cyber Crime

According to the Internet Crime Complaint Center (IC3), cyber crime was up in 2008, and if the first few months of 2009 is anything to go by, this trend is not only continuing, it is accelerating.
As the country slides into recession, early indicators for 2009—February to March 2009—shows an additional 50% increase in reported Internet fraud complaints.
“These numbers are shocking, but given that the vast majority of incidents go unreported, the threat of identification theft is actually much more serious than even these figures would lead us to believe,” says Justin Yurek, President of ID Watchdog, Inc. Common wisdom says that only one cyber crime in seven—or about fifteen percent—is actually reported.
Internet fraud includes everything from bogus sales on auction sites such as eBay and classified sites like craigslist.com, to smaller scale version of the Ponzi scheme perpetrated by disgraced New York financier Bernard Madoff.
As an example, a scam recently surfaced via e-mails that masquerade as originating from the FBI and other federal agencies seeking the recipient’s bank account information in order to “help with illegal wire transfer investigations.” Sweet.
The Recession Impact
Many observers put the continued surge in cyber crime down to the recession, and for several reasons.
As reported by the TechArena Forum , McAfee for one, in their annual McAfee Virtual Criminology Report—which examines emerging global cyber security trends, with input from leading academics, criminal lawyers, law enforcement authorities and security experts across the world—identified the following challenges:
The Cyber Credit Crunch — The cyber criminal is now trying to cash in on consumer anxiety to profit from old-fashioned “get rich quick” scams.
Meaning, that there are now people who voluntarily sign up to add malicious code to their websites, lured by the promise of easy money. At the same time, desperate job seekers are being recruited as “money mules” to launder cybercriminal gains under the guise of “international sales representatives” or “shipping managers.”
In addition, with the economic downturn driving more people to the web to seek the best deals, opportunities for cybercriminals to attack are on the rise as people are more easily drawn in.
Governments are distracted — As governments grow more and more preoccupied with the economic downturn, their fight against cyber crime slides down their agenda, inviting more and more audacious individuals onto the cyber crime field.
The Cybercop Shortage — It is a known fact that police forces on the cyber crime front line often lack the specialist skills required to effectively fight these criminals.
Furthermore, the lack of dedicated and ongoing training, sufficient remuneration, or even a clear career path, is causing cyber crime specialists to be lured into the more lucrative private sector or even into underground economies.
Criminality Concealed — Eastern Europe, Russia and China have become key safe havens for cybercriminals while Brazil has become one of the fastest growing scapegoat countries for cybercrime. Traffic is often re-routed (and often via Brazil) as a decoy causing considerable misdirection in the origin of attacks.
Information Silo — While law enforcement is bound to physical national boundaries, cybercriminals are free to cooperate across borders.
Law enforcement communication between countries remains inconsistent and limited. Local issues and priorities take precedence over global efforts and international laws are being implemented with regional variations that impede the ability to negotiate jurisdiction and extradition between countries.
This is an environment that plays right into the hands of the cyber criminal, much to the frustration of cyber police.
Microsoft’s Take
As reported by RedOrbit Microsoft shares McAfee’s view that the global recession could prove to be a starting point for an influx of more cyber criminals seeking to use their computer skills to earn extra money.
“Today these (cyber) attacks are no longer about vandalism, they are about cash,” says Roger Halbheer, Microsoft’s chief security advisor for Europe, the Middle East and Africa.
“Cyber crime has gone from cool to cash. And this will definitely grow in the future,” he told AFP (Agence France-Presse) during a recent international conference on terrorism and cyber security in Spain. “At the moment we are still at the cool side. But I’m expecting it to move to the cash side.”
He then went on to add that it is, “one of the things that scare me about the economic downturn because I expect cyber crime to grow.”
Also, the current economic crisis is causing a large number of layoffs, many of them from tech firms, meaning that more and more computer experts will have a lot of time on their hands, but no money. Tempting.
Fixing any and all security issues in software, does not solve the problem for, “Unfortunately the bad guys don’t give up and go away. Instead they increasingly focus on crimes of deception that prey on human vulnerabilities rather than software vulnerabilities.”
A Law Enforcement Perspective
Lt. Rocky Costa, who until recently headed up the Southern California High Technology Task Force agrees. “In fact, law enforcement has always seen a rise in all sorts of theft crimes when the economy goes south. The crooks look to fraud as the best way to separate folks from their money. People are most vulnerable when money is tight and they are looking to save their homes, savings, retirements, and often, their families.
“They become easy prey to the con-artist who has no sense of right and wrong, but knows how to capitalize on human weaknesses. You see the con artist makes a living studying people and their behaviors. They know their success rate will increase as the economy tumbles and/or the recession climbs. Since a vast number of folks use technology daily, it is only natural to expect technology to be another weakness and another method for exploitation.
“Historically, the number of street robberies goes up, along with shoplifting, and burglaries as the money becomes scarcer. Although we have not yet seen these increases at the lab, we fully expect them. However, with the current economy, even government must begin to cut back. When they do, technology based crimes slide down the priority list in favor of these more visible types of theft.
“People need to stay vigilant in the face is despair, holding onto their values and good judgment will be the only way they will be able to fully protect what they have left, until we all see around the corner.”
A Call to Action During the opening keynote at RSA Conference 2009 Art Coviello, President of RSA, The Security Division of EMC, cautioned that the global cyber-threat continues to escalate and online fraudsters are more organized, collaborative and effective than ever. He addressed major forces such as the economy and emerging technologies that are driving the information security industry to evolve and adapt—and how these forces provide an opportunity for “inventive collaboration” to effectively restructure the information infrastructure.
“To combat the cybercriminals requires far more purposeful collaboration on the part of the industry and a strong security ecosystem built around a common development process focused on risk,” said Coviello. “Today’s security technologies are applied as independent applications cluttering the information landscape and leaving perilous gaps of risk.”
Coviello cited three major forces driving the information security industry to evolve and adapt, including:
• the challenge posed by the criminal threat;
• the demand upon enterprises and governments to achieve unprecedented levels of productivity to restore value to the faltering economy; and
• the opportunity to rethink the approach to security based upon emerging technologies and trends such as virtualization, cloud computing and social networking.
According to Coviello, “We must embrace a common development process that allows us to create a more secure infrastructure today. Then with an eye on the future we can ensure that the new technical infrastructure is designed around that process, rather than forcing a process around a collection of technologies.
“We must develop a stronger and healthier ecosystem than the fraudsters and ensure the fluid and frictionless exchange of information on which our global economy depends. It’s not about changing the game; it’s about winning the game,” said Coviello.
Educating the Individual
However, it does not matter of safe our hardware and software becomes, if the individual citizen, desperate for money—and reaching for digital straws, as it were—believes that perhaps this Nigerian Prince really does exist and really does want to spit his $2 Million 50/50 if only he were to help him.
And by the same token, scouring the Internet for the best deal, and finding some that are (in fact) too good to be true, he may pounce on them, not only losing his money in the process, but also his credit card number and other private information.
The same holds true for many “work-at-home” opportunities that only require a small $300 payment for the material you will need to make “thousands a week from your kitchen.” You’ve seen them. Well, as often as not, you will not even receive the material, and by the time you’ve wised up, your card has been charged, your money gone.
The time to wise up is now.
Internet Commerce Made Safe
As we all know, at least during some of our more rational moments—the “too good to be true” deal is often precisely that. But that is not to say that there are no good deals out there. In fact, the Internet is probably the marketplace that to a large extent will pull the economy out of its slump, precisely because it is replete with good deals and true opportunities.
But how to tell the good from the bad?
According to the IC3, the best way to guard against Internet facilitated scams is to stay informed. Keeping informed of the latest scams on the Internet may enable Internet users to recognize and report these scams instead of losing money or their identity information in one of them. To learn about the latest scams, they recommend periodically checking the IC3, FBI, and the FTC websites for the latest updates.
Additionally, the IC3 and its partners have launched a public website, “www.lookstoogoodtobetrue.com,” which briefs the consumer about various consumer alerts, tips, and fraud trends. Pay it a visit. Make it a habit.
Also, when it comes to online auctions, and the potential of non-delivery of goods that you’ve paid for, the IC3 makes these specific recommendations:
• Make sure you are purchasing merchandise from a reputable source. As with auction fraud, check the reputation of the seller whenever possible, including the Better Business Bureau.
• Try to obtain a physical address rather than merely a post office box and a phone number. Also, call the seller to see if the number is correct and working.
• Send them an e-mail to see if they have an active e-mail address. Be cautious of sellers who use free e-mail services where a credit card was not required to open the account.
• Investigate other websites regarding this person/company. Do not judge a person/company by their fancy website; thoroughly check the person/company out.
• Be cautious when responding to special offers (especially through unsolicited e-mail).
• Be cautious when dealing with individuals/companies from outside your own country. Remember the laws of different countries might pose issues if a problem arises with your transaction.
• Inquire about returns and warranties on all items.
• The safest way to purchase items via the Internet is by credit card because you can often dispute the charges if something is wrong. Also, consider utilizing an escrow or alternate payment service after conducting thorough research on the escrow service.
• Make sure the website is secure when you electronically send your credit card numbers.
Bona Fide vs. Fraudulent Online Escrow Companies
If you have found a good online deal and are now ready to purchase, it would serve you very well to take IC3’s recommendation and engage an online escrow service.
The problem is that while there are several bona fide online escrow sites, they are nowhere near as many as there are fraudulent ones.
So, how can you be sure that the escrow company you’re considering using is in fact what it says it is?
You must research it. First, do a WHOIS search on the domain. This will show you how long the site has been up, where it is being hosted, how many times the site has been taken down. These are clues. If it smells fishy at all to you, go elsewhere.
Then Google the name of the escrow company to see what gives. This will lead you to forums and other articles. Study them well.
Then, when you have found a site that appears legitimate, travel the extra mile and take one of several additional steps:
• Firstly, while fraudulent sites can buy the necessary certificate to make it a secure site, they seldom do;
• Secondly, you can check at escrow-fraud.com to see if the site you have decided on is listed as a fraudulent site by them; they also maintain a list of bona fide sites;
• Thirdly, you can call the site’s customer service department to make sure they are based in the United States. If you have any doubts about that, ask them to call you back, and check the caller ID—if it is an international call, beware. Also, if the site does not have a customer service department, again, beware;
• Once you know that you’re talking to a U.S. based service department, ask any questions you can think of to ensure they are legitimate, such as which bank are they using for their escrow accounts, and who is their main contact at that bank (whom you can then call to verify that this online escrow company does in deed have an escrow account there);
• If the answer is a well-known American bank, and if the customer service rep can supply contact information at the bank, you are 99% there. Then, if you want to reach 100%, make that final call to the bank to rule out any vestige of doubt.
Now you have found an online escrow company you can trust; register with them and enjoy your purchase.
Escrow.com
To make your life a little easier, there is an online escrow company with the credentials to put your mind at ease.
Licensed by the state of California—as well as by the States of Idaho and Arizona, who require separate licenses—Escrow.com is the only on-line escrow company credentialed to serve every state in the Union, and who indeed does so 24/7.
While Escrow.com will handle transactions of any size, it may not make financial sense to turn to them for low cost items since their transaction fee is $25, and their commission is $63 per $1,000 value of the transaction if payment is by credit card and $32.50 per $1,000 for wire transfers.
But, if you value your sleep, Escrow.com would be indispensible for any transaction of $250 on up.
While Escrow.com is gaining increasing recognition as the Internet escrow company to turn to for peace of e-commerce mind, their staff, on a daily basis, also hunt and diligently work to shut down fraudulent impostors, which are encountered daily.
And they spring up like mushrooms, these impostors: there are days that Escrow.com staff discovers as many as ten new such sites.
The good news is that as these sites are tracked down, authorities are alerted and the sites are soon off the air.
Bay Weighs In
To quote the biggest online auction site of them all, eBay: “Pay safely – beware of fake escrow services when you consider using them to pay for your eBay item.
“For eBay transactions, you should use eBay’s only approved Escrow Company: www.escrow.com.”
Escrow.com Customers Weigh In
Zan Christensen operates a small craft mall and recently completed the sale of a domain name using Escrow.com.
“This transfer was the most convenient and easy to accomplish sale I could have imagined and hoped for, and the most pleasant surprise of how the process moved so smoothly and quickly! Other companies would do well to follow your business model—service, integrity, excellent help access and communication, and most importantly—safe!”
When asked how he came by Escrow.com, Zan says, “I went online and did some research on third party escrows, and I kept seeing over and over and over again: Escrow.com. It kept coming up in multiple discussions, and of course it is recommended by eBay and a whole bunch of domain name companies, selling companies.
“To make a long story short, after researching half a dozen other third party escrow companies and going through their websites page by page and reading thousands of paragraphs about how they operate—everybody is a little bit different—I settled with Escrow.com because I felt it was the safest and I saw that they are very structured, very organized and everything was step by step and validated and verified before the next step is processed, and it worked out great.
“And I definitely picked the right company: The ease of the interface between me and the site in setting up an account; the ease of creating a new transaction, setting out your parameters for the deal, and getting the other party to agree to them: it was so convenient.
“And fast. I received the go-ahead to transfer the name at 7:30 in the morning I had money in the 2:30 that afternoon.”
Elliot Silver buys and sells domain names, and specializes in developing GeoDomans. “Escrow.com is trusted by non-domain professional and domain professionals alike, they are easy to use, and it’s quick to do a transaction through them.”
When asked what he would recommend you do to establish Escrow.com’s credentials, Elliot said, “For one, they should know that Escrow.com is one of the very few online escrow companies that are approved to do business in California. Then I’d suggest that they Google Escrow.com—such as “Escrow.com Review” or “Escrow.com eBay”—and read the articles. That will dispel any fears.
“Also, they’ve been around for a long time, and they own the category. It is the industry-defining domain name. That’s who they are, and that is what they do. They are recommended by the biggest companies who do not handle escrow themselves. They all recommend Escrow.com as a third party.”
Escrow.com—A Soon-To-Be Household Name
As Escrow.com gains further and further recognition on its way to become a household name, it gets harder and harder for impostors to defraud the public for the excellent reason that they are not Escrow.com—the only name you know you can trust.
Here’s to good and safe Internet deals.
Ulf Wolf, based in Coeur d’Alene, Idaho, writes about cybercrime for Escrow.com.

About the Author

Coeur d’Alene, Idaho-based Ulf Wolf writes about cybercrime for Escrow.com

Wolf Original Hand Question

Do a lot of original fairy tales seem rather barbaric nowadays?

I’ve just been listening to my Mum tell my little son the story of Little Red Riding Hood with a funny ending. But the wolf comes to a very nasty end (in the original tale) at the hands of a woodcutter’s axe. And thinking back, I can remember most of the old fairy tales having the baddie getting killed in some awful way.

EG Three little pigs end up with the wolf in the cooking pot.

People forgot the purpose of fairytales.

G.K. Chesterton wrote: “Fairy tales do not tell children that dragons exist. Children already know that dragons exist. Fairy tales tell children that dragons can be killed.”

We’re forgetting the second part.

In what year were these old blues and rock tracks released?

I bought a magazine a few years back that had several blues and rock & roll tracks from the 50s and early 60s. Most had the original release year with them, save for these. Might anyone have a clue (or time to look up) when these tracks originally came out?

Rip it Up by Little Richard
As Long As I Have You by Garnet Mimms
Summertime by Santo & Johnny
Killing Floor by Howlin’ Wolf
She Likes It by Owen Hand

Rip it Up by Little Richard – 1957
As Long As I Have You by Garnet Mimms -1964
Summertime by Santo & Johnny – 1960
Killing Floor by Howlin’ Wolf – 1961
She Likes It by Owen Hand – 1965

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The Aztecs were the Native American People who have great culture and many beliefs. Aztec trobal people had no system of money as we know it. They usually traded goods and services for other goods and services Aztec craft workers used feathers, rabbit furs animal leathers to make these beautiful mandals and they also made headdresses, other crafts included metalworking, pottery, weaving, and woodc…

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The Aztecs were the Native American People who have great culture and many beliefs.

Aztec trobal people had no system of money as we know it. They usually traded goods and services for other goods and services

Aztec craft workers used feathers, rabbit furs animal leathers to make these beautiful mandals and they also made headdresses, other crafts included metalworking, pottery, weaving, …

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A Little Bit of History About Dogs

There is no incongruity in the idea that in the very earliest period of man’s habitation of this world he made a friend and companion of some sort of aboriginal representative of our modern dog, and that in return for its aid in protecting him from wilder animals, and in guarding his sheep and goats, he gave it a share of his food, a corner in his dwelling, and grew to trust it and care for it. Probably the animal was originally little else than an unusually gentle jackal, or an ailing wolf driven by its companions from the wild marauding pack to seek shelter in alien surroundings. One can well conceive the possibility of the partnership beginning in the circumstance of some helpless whelps being brought home by the early hunters to be tended and reared by the women and children. Dogs introduced into the home as playthings for the children would grow to regard themselves, and be regarded, as members of the family

In nearly all parts of the world traces of an indigenous dog family are found, the only exceptions being the West Indian Islands, Madagascar, the eastern islands of the Malayan Archipelago, New Zealand, and the Polynesian Islands, where there is no sign that any dog, wolf, or fox has existed as a true aboriginal animal. In the ancient Oriental lands, and generally among the early Mongolians, the dog remained savage and neglected for centuries, prowling in packs, gaunt and wolf-like, as it prowls today through the streets and under the walls of every Eastern city. No attempt was made to allure it into human companionship or to improve it into docility. It is not until we come to examine the records of the higher civilisations of Assyria and Egypt that we discover any distinct varieties of canine form.

The dog was not greatly appreciated in Palestine, and in both the Old and New Testaments it is commonly spoken of with scorn and contempt as an “unclean beast.” Even the familiar reference to the Sheepdog in the Book of Job “But now they that are younger than I have me in derision, whose fathers I would have disdained to set with the dogs of my flock” is not without a suggestion of contempt, and it is significant that the only biblical allusion to the dog as a recognised companion of man occurs in the apocryphal Book of Tobit (v. 16), “So they went forth both, and the young man’s dog with them.”

The great multitude of different breeds of the dog and the vast differences in their size, points, and general appearance are facts which make it difficult to believe that they could have had a common ancestry. One thinks of the difference between the Mastiff and the Japanese Spaniel, the Deerhound and the fashionable Pomeranian, the St. Bernard and the Miniature Black and Tan Terrier, and is perplexed in contemplating the possibility of their having descended from a common progenitor. Yet the disparity is no greater than that between the Shire horse and the Shetland pony, the Shorthorn and the Kerry cattle, or the Patagonian and the Pygmy; and all dog breeders know how easy it is to produce a variety in type and size by studied selection.

In order properly to understand this question it is necessary first to consider the identity of structure in the wolf and the dog. This identity of structure may best be studied in a comparison of the osseous system, or skeletons, of the two animals, which so closely resemble each other that their transposition would not easily be detected.

The spine of the dog consists of seven vertebrae in the neck, thirteen in the back, seven in the loins, three sacral vertebrae, and twenty to twenty-two in the tail. In both the dog and the wolf there are thirteen pairs of ribs, nine true and four false. Each has forty-two teeth. They both have five front and four hind toes, while outwardly the common wolf has so much the appearance of a large, bare-boned dog, that a popular description of the one would serve for the other.

Nor are their habits different. The wolf’s natural voice is a loud howl, but when confined with dogs he will learn to bark. Although he is carnivorous, he will also eat vegetables, and when sickly he will nibble grass. In the chase, a pack of wolves will divide into parties, one following the trail of the quarry, the other endeavouring to intercept its retreat, exercising a considerable amount of strategy, a trait which is exhibited by many of our sporting dogs and terriers when hunting in teams.

A further important point of resemblance between the Canis lupus and the Canis familiaris lies in the fact that the period of gestation in both species is sixty-three days. There are from three to nine cubs in a wolf’s litter, and these are blind for twenty-one days. They are suckled for two months, but at the end of that time they are able to eat half-digested flesh disgorged for them by their dam or even their sire.

The native dogs of all regions approximate closely in size, coloration, form, and habit to the native wolf of those regions. Of this most important circumstance there are far too many instances to allow of its being looked upon as a mere coincidence. Sir John Richardson, writing in 1829, observed that “the resemblance between the North American wolves and the domestic dog of the Indians is so great that the size and strength of the wolf seems to be the only difference.

It has been suggested that the one incontrovertible argument against the lupine relationship of the dog is the fact that all domestic dogs bark, while all wild Canidae express their feelings only by howls. But the difficulty here is not so great as it seems, since we know that jackals, wild dogs, and wolf pups reared by bitches readily acquire the habit. On the other hand, domestic dogs allowed to run wild forget how to bark, while there are some which have not yet learned so to express themselves.

The presence or absence of the habit of barking cannot, then, be regarded as an argument in deciding the question concerning the origin of the dog. This stumbling block consequently disappears, leaving us in the position of agreeing with Darwin, whose final hypothesis was that “it is highly probable that the domestic dogs of the world have descended from two good species of wolf (C. lupus and C. latrans), and from two or three other doubtful species of wolves namely, the European, Indian, and North African forms; from at least one or two South American canine species; from several races or species of jackal; and perhaps from one or more extinct species”; and that the blood of these, in some cases mingled together, flows in the veins of our domestic breeds.

About the Author

Learn about arctic wolves and wolf habitat at the Wolf Facts site.